Looking For Car Finance In Mississippi During January 2020?
Getting the best deal on a car loan in Mississippi can save you a significant amount of money over the life of your loan. That’s why you need a partner who knows how to get you approved for the vehicle that you want at the lowest car loan interest rate possible and with no hassle.
The AllCreditCarLoans network of finance partners provides quick and easy auto finance decisions for all credit situations. Our finance partners are making more loans, approving buyers with lower credit scores, offering lower monthly payments and making larger loans than ever before. There has never been a better time to get an auto loan than right now.
By working with AllCreditCarLoans, you can get preapproved for a car loan before going to the car dealership, so that you can negotiate as a cash buyer and get the best deal possible.
So, no matter what your credit situation, if you are looking for a quick, no-hassle auto loan at the best rate, just click the button below to get the process started. Our one-page application form is simple and easy to use. It only takes a few minutes.
We Can Get You Financed Despite Any Special Circumstances
You need a new car and we are here to help you get it!
Your chances of obtaining vehicle financing are very good. Via our network of dealer and lender partners, we have many options available to get you financed. Difficult circumstances are our specialty and we have seen nearly every situation possible.
We have helped…
Car buyers get their first car
Car buyers with a past repossession
Car buyers with a past bankruptcy
Car buyers who are paid in cash
Car buyers who are self-employed
Car buyers who receive social security benefits
Car buyers who are on disability
Car buyers who are retired
Car buyers with no money to put down
Car buyers with a trade-in vehicle
Apply today and let us start helping you get that new car that you need!
Watch Our Video On Getting A Car Loan In Mississippi
AllCreditCarLoans Follows A Simple 1-2-3 Auto Loan Application Process
No need to wait for hours at a dealership or submit reams of paperwork. No need to worry about your gathering together your credit history. With our streamlined application process, everything is as easy as 1-2-3.
- 1 - COMPLETE OUR ONLINE APPLICATION - This process only takes a few minutes. Our simple application is safe and secure, so you don’t have to worry about your information. There is no cost. Applying for your auto loan is totally FREE.
- 2 - RECEIVE YOUR CREDIT APPROVAL - Getting your loan approval is fast and easy. AllCreditCarLoans has an extensive lending network, so the approval process is fast and efficient. You don’t have to wait for days, weeks or months. Many applicants receive loan approval on the same day.
- 3 - CHOOSE YOUR VEHICLE - With our easy as 1-2-3 process, you can buy your vehicle on the same day that your loan is approved. Just visit your nearby auto dealership and negotiate like a cash buyer.
Your Car Financing Options
Your credit history and where you are buying your auto from will determine the kind of auto deal you can get.
Whether you are buying a new or used auto from a dealer; you need a program designed to help you get a vehicle loan despite some credit challenges; or you are looking to refinance your existing loan - we can help.
We provide a variety of auto loan options to suit your needs and credit situation:
- Mississippi New Car Loans
- Mississippi Used Car Loans
- Mississippi Auto Refinance Loans
- Mississippi Good and Fair Credit Car Loans
- Mississippi Bad, Poor and Horrible Credit Auto Loans
Our loan programs are tailored to your exact needs and budget and are designed to meet or exceed the features of national auto finance companies like Capital One Auto Navigator, Carmax Finance, USAA Car Loans, Chase Auto, Wells Fargo Car Loans, Bank of America Auto Loans, Navy Federal Auto Loans, AAA Auto Loans, Key Bank Auto Loans, PNC BankAuto Loans, Bankrate Auto Loans, US Bank Auto Loans, TD Bank Auto Loans and State Farm Bank Auto Loans.
We also specialize in sub-prime auto loans including financing an auto after bankruptcy and helping borrowers to obtain a loan after an auto repossession.
If you are looking for an auto title loan or the best place to refinance your vehicle, we have programs that can help you as well.
We've provided auto loans for first-time buyers, auto financing for college students and we are proud to have arranged military and veteran auto loans for service members and their spouses. We've even been able to help foreign nationals and others who do not qualify for a social security number to obtain an auto loan with their ITIN.
AllCreditCarLoans works with the best buy here pay here car lots, bad credit car dealers, second chance car dealers and other lenders to provide the best interest rates.
You are never alone in this process. Our lender partners will guide you every step of the way -- from the time you begin processing your application, all the way to the day when you drive home your new vehicle. Click the button below to let us get started helping you today!
Car Finance Calculator For Mississippi
Use the AllCreditCarLoans monthly car payment calculator to help determine how much you can afford to spend when financing or refinancing a car. You can run multiple scenarios varying the "down payment" and "number of months" in order to get the monthly payments where you would like them to be.
We recommend that you target your total car expenses to be no more than 20% of your take-home pay.
What To Know Before You Apply For Vehicle Financing
Credit scores give lenders an idea of how you manage your finances. These scores are essential in helping you plan your finances well. Likewise, credit scores can be testaments of how well you make decisions, as well as how healthy your spending habits are. Credit scores can help determine whether you pay your bills on time, if you use your credit cards wisely, and how well you manage your loans.
The higher your credit score, the lower the interest rate you will likely be asked to pay.
Therefore, if you have multiple loans that are unpaid; if your credit cards have been maxed out and several of your bills remain unpaid, you earn a low credit score. While it does not define the kind of person that you are, your score can indicate an unhealthy financial habit, which can make you appear "too risky" and turn away lenders.
A lot of lenders do not offer car loans to applicants who have a low credit score because they do not want to encounter problems when collecting payments. Some lenders accept borrowers with low scores, but they often charge higher interest rates for the loans they make. This is because they want to lessen the risks that your low credit score represents.
But we are different. We work with leading lenders and dealers to help you find the best auto loan terms for your credit situation. Fill out our quick and easy one-page application to let us get you preapproved today.
While it is possible to find a lender who will finance a car for up to 84 months, we don't recommend stretching out payments any longer than you need. It’s best to pay off a car loan as quickly as you can since cars depreciate rapidly. The longer the loan term, the more probable that at some point you will end up owing more on the loan than the vehicle is worth. Being underwater or upside-down on a loan is a risky financial situation. The best interest rates are available for shorter loan terms. We recommend keeping your loan term to 3 years for used vehicles and up to 5 years for new autos.
Soft vs. Hard Credit Pull
Your auto lender may do a "soft" credit pull in order to pre-qualify you for a car loan. A "soft" credit pull doesn’t subtract from your credit score the same way a "hard" pull does, but it also doesn’t guarantee you’ll be approved for a loan or that you'll get the exact rate you’ve been quoted. A "hard" credit pull will be required before the loan terms are finalized.
If you are applying with multiple lenders in order to shop the best interest rates, it makes sense to complete all your loan applications within a short time-frame. The credit reporting agencies tend to count multiple hard inquiries made within a short period as only one inquiry.
It's a good idea to know your credit score before you apply for your loan. If you are unsure what your credit score is, you can always use this service to find your credit score.
If your credit score could use improvement, you can work with a credit repair vendor to improve your credit score.
Car Loan Restrictions
Some lenders only work within a specific network of dealerships. This could limit your choice of vehicles to a handful of makes, models and vehicle types.
Some lenders will only work with car dealers so you won't be able to use them to buy a car from a private seller.
The interest rate you’ll receive depends upon your credit history, your income, the length of the loan and the vehicle you choose.
Steps To Get A Car Loan
Shopping for a vehicle has never been easier. Our vast network of lending partners and streamlined process makes getting a loan quick and easy.
1 - Budget For Your Car Purchase
The first step in obtaining financing is to figure out how much you can afford to spend.
If you have a vehicle to trade-in, you should determine its value so that you can factor that into your budget. A good resource for determining your autos market value is Kelley Blue Book.
Next, you'll want to consider how much money you have to use for a down-payment. The more money you put down, the lower your monthly payment will be. If you need an auto loan with no down payment, don't worry. We can still help you.
Finally, use our car loan calculator to estimate your monthly payment. You can vary the interest rate and loan term to see how that affects the potential monthly payment.
2 - Choose Whether You Want A New Or Used Auto
If you've chosen to buy a new car, you will most likely be purchasing the vehicle from a car dealership. In order to get the best deal on new car financing, follow our new car recommendations.
If you are looking to get the most value for your dollar, you will likely be better off financing a used car. For the best results, follow our used car recommendations.
3 - Apply For Your Car Loan
Click the button below and fill out our quick and easy application form to get started right away!
New Bad Credit Auto Loans
Auto loans for new car buyers with bad credit are not a very common type of vehicle financing. Beyond the traditional option of getting approved through a dealership that works with bad credit buyers, many consumers have found that they can save money and gain negotiating leverage by arranging their car financing in advance.
Most new vehicle dealerships are able to apply rebates and incentives to reduce the need for money down. If you have negative equity in a vehicle that you're trading in, you may have to provide money down to cover the negative equity so that it's not carried over into your new loan. While buying a new car with bad credit isn't so common, there are many manufacturers that offer lower-priced new autos with attractive financing incentives to make buying easier for people with lower credit scores.
Let us help you get preapproved for that new bad credit car loan and you will become a cash buyer. This saves you time at the dealership and gives you the power to negotiate your best deal on any vehicle you choose. Apply for a new auto loan in Mississippi and see how much we can save you.
Used Car Loans
A used auto loan is our most commonly requested loan. By letting us help pre-arrange your funding source, you know that you'll have the power to negotiate the best deal. Apply for a used car loan and see what type of rate & term you can get from our participating lenders.
Buying a used car will typically provide the best value. That's because the prior owners have already absorbed the biggest portion of the vehicle's depreciation and you may have the option to buy directly from a private seller, thus saving dealer fees. We can help you with an auto loan to buy from a private seller.
If you choose to purchase a used vehicle, you can click here to view the inventory of used car dealerships near you in Mississippi.
Shopping For The Best Auto Loan Rates In Mississippi?
Whether you are looking for the best car loan interest rate for a new or used vehicle, or you want to refinance an auto loan, we can help.
With a lower interest rate, you'll save money and pay off your car loan faster. The single most important thing you can do to save money on an auto loan is to shop for the best auto loan rate before you set foot in a dealership. By knowing what kind of rate you qualify for before you try to buy a vehicle, you accomplish three things:
- You'll know what range of car payments you can qualify for
- You can focus your negotiations with the dealer on the vehicle price rather than on financing terms
- You won't end up getting a higher cost loan than you want
Use our car loan calculator to determine what range of payments you can expect. You can enter your balance, term, and interest rate to calculate what the payment will be. You can compare different scenarios to see how much more you can save by increasing your down payment.
Average Car Payment Interest Rates You Can Expect
|Credit Score Range||Average APR for a New Car||Average APR for a Used Car|
|781 - 850||3.68%||4.34%|
|661 - 780||4.56%||5.97%|
|601 - 660||7.52%||10.34%|
|501 - 600||11.89%||16.14%|
|300 - 500||14.41%||19.98%|
Why Getting Preapproved For A Car Loan Is Important
Having a preapproved auto loan streamlines the buying process because you become a cash buyer and you can bypass the usual salesman's tactic of negotiating based on monthly payment. The problem with negotiating based on the monthly payment amount is that you can easily lose sight of the total cost and end up paying more in the long run.
While you are at one of your local dealerships, the finance manager may try to beat the interest rate of your preapproved loan. Before accepting the dealer's replacement loan, make sure that the interest rate is lower, all of the other terms are comparable, and the final total price is less. It's good to be cautious because there is always a risk that the finance manager could juggle the numbers in the dealership's favor and you could end up spending more money than you would with your preapproved car loan.
As you negotiate your best deal, be sure to leave enough money to cover the sales tax and any additional fees. This way your total "out the door" cost does not exceed the maximum amount of your preapproved auto loan.
How Does Getting Preapproved For An Auto Loan Work?
Auto dealers usually offer car financing through their preferred lenders, typically at a higher interest rate than available elsewhere. Getting preapproved directly with one of our lending partners helps you to negotiate the best car loan rate before you even get to the dealership so that you can save money in the long run.
When you start your car buying process at a dealership, the salesmen will focus on the monthly payment, which makes it easier to forget about the actual price of the car. But when you show up with a preapproved auto loan, negotiations can be based on the price of the car instead.
How To Get Pre-Qualified For A Car Loan
When you’re applying with us, the application process is simple and quick. You should have the following information on-hand:
- Driver’s license and Social Security number
- Proof of income
- Employment verification
This information helps our lending partners to get a clear picture of your financial status, making it easier to secure the best auto loan rates for your credit situation.
Mississippi (/ˌmɪsɪˈsɪpi/ (listen)) is a state located in the southeastern region of the United States. Mississippi is the 32nd largest and 34th-most populous of the 50 United States. Mississippi is bordered to the north by Tennessee, to the east by Alabama, to the south by the Gulf of Mexico, to the southwest by Louisiana, and to the northwest by Arkansas. Mississippi’s western boundary is largely defined by the Mississippi River. Jackson is both the state’s capital and largest city. Greater Jackson, with an estimated population of 580,166 in 2018, is the most populous metropolitan area in Mississippi and the 95th-most populous in the United States.
Mississippi is bordered to the north by Tennessee, to the east by Alabama, to the south by Louisiana and a narrow coast on the Gulf of Mexico; and to the west, across the Mississippi River, by Louisiana and Arkansas.
In addition to its namesake, major rivers in Mississippi include the Big Black River, the Pearl River, the Yazoo River, the Pascagoula River, and the Tombigbee River. Major lakes include Ross Barnett Reservoir, Arkabutla Lake, Sardis Lake, and Grenada Lake with the largest lake being Sardis Lake.
Mississippi is entirely composed of lowlands, the highest point being Woodall Mountain, in the foothills of the Cumberland Mountains, 807 feet (246 m) above sea level. The lowest point is sea level at the Gulf Coast. The state’s mean elevation is 300 feet (91 m) above sea level.
Most of Mississippi is part of the East Gulf Coastal Plain. The coastal plain is generally composed of low hills, such as the Pine Hills in the south and the North Central Hills. The Pontotoc Ridge and the Fall Line Hills in the northeast have somewhat higher elevations. Yellow-brown loess soil is found in the western parts of the state. The northeast is a region of fertile black earth that extends into the Alabama Black Belt.
The coastline includes large bays at Bay St. Louis, Biloxi, and Pascagoula. It is separated from the Gulf of Mexico proper by the shallow Mississippi Sound, which is partially sheltered by Petit Bois Island, Horn Island, East and West Ship Islands, Deer Island, Round Island, and Cat Island.
The northwest remainder of the state consists of the Mississippi Delta, a section of the Mississippi Alluvial Plain. The plain is narrow in the south and widens north of Vicksburg. The region has rich soil, partly made up of silt which had been regularly deposited by the flood waters of the Mississippi River.
Areas under the management of the National Park Service include:
The center of population of Mississippi is located in Leake County, in the town of Lena.
The United States Census Bureau estimates that the population of Mississippi was 2,986,530 on July 1, 2018, a 0.65% increase since the 2010 United States Census. The state’s economist characterized the state as losing population as job markets elsewhere have caused 3.2 per 1000 to migrate recently.
From 2000 to 2010, the United States Census Bureau reported that Mississippi had the highest rate of increase in people identifying as mixed-race, up 70 percent in the decade; it amounts to a total of 1.1 percent of the population. In addition, Mississippi led the nation for most of the last decade in the growth of mixed marriages among its population. The total population has not increased significantly, but is young. Some of the above change in identification as mixed race is due to new births. But, it appears mostly to reflect those residents who have chosen to identify as more than one race, who in earlier years may have identified by just one ethnicity. A binary racial system had been in place since slavery times and the days of racial segregation. In the civil rights era, people of African descent banded together in an inclusive community to achieve political power and gain restoration of their civil rights.
As the demographer William H. Frey noted, “In Mississippi, I think it’s [identifying as mixed race] changed from within.” Historically in Mississippi, after Indian removal in the 1830s, the major groups were designated as black (African American), who were then mostly enslaved, and white (primarily European American). Matthew Snipp, also a demographer, commented on the increase in the 21st century in the number of people identifying as being of more than one race: “In a sense, they’re rendering a more accurate portrait of their racial heritage that in the past would have been suppressed.”
After having accounted for a majority of the state’s population since well before the Civil War and through the 1930s, today African Americans constitute approximately 37 percent of the state’s population. Most have ancestors who were enslaved, with many forcibly transported from the Upper South in the 19th century to work on the area’s new plantations. Some of these slaves were mixed race, with European ancestors, as there were many children born into slavery with white fathers. Some also have Native American ancestry. During the first half of the 20th century, a total of nearly 400,000 African Americans left the state during the Great Migration, for opportunities in the North, Midwest and West. They became a minority in the state for the first time since early in its development.
The state has had conservative laws related to sexuality. The state’s sodomy law criminalized consensual sex between adults of the same gender until 2003 (but was seldom enforced), when such laws were voided by the Supreme Court case Lawrence v. Texas. In 2004, voters in Mississippi approved Amendment 1, amending the state’s constitution to prohibit same-sex marriage; the measure passed with 86% of the vote, the highest margin of victory in the nation. This law was overturned by Obergefell v. Hodges (2015), the decision of the U.S. Supreme Court making same-sex marriage a constitutional right.
Despite conservative laws, same-sex couples were forming families in the state. According to the 2010 census, approximately 33% of households led by same-sex couples in Mississippi included at least one child, the highest such percentage in the nation.
At the 2010 U.S. census, the racial makeup of the population was:
Ethnically, 2.7% of the total population, among all racial groups, was of Hispanic or Latino origin (they may be of any race). As of 2011, 53.8% of Mississippi’s population younger than age 1 were minorities, meaning that they had at least one parent who was not non-Hispanic white. For more information on racial and ethnic classifications in the United States see race and ethnicity in the United States Census.
Americans of Scots-Irish, English and Scottish ancestry are present throughout the state. It is believed that there are more people with such ancestry than identify as such on the census, in part because their immigrant ancestors are more distant in their family histories. English, Scottish and Scots-Irish are generally the most under-reported ancestry groups in both the South Atlantic States and the East South Central States. The historian David Hackett Fischer estimated that a minimum 20% of Mississippi’s population is of English ancestry, though the figure is probably much higher, and another large percentage is of Scottish ancestry. Many Mississippians of such ancestry identify simply as American on questionnaires, because their families have been in North America for centuries. In the 1980 census 656,371 Mississippians of a total of 1,946,775 identified as being of English ancestry, making them 38% of the state at the time.
The state in 2010 had the highest proportion of African Americans in the nation. The African-American percentage of population has begun to increase due mainly to a younger population than the whites (the total fertility rates of the two races are approximately equal). Due to patterns of settlement and whites putting their children in private schools, in almost all of Mississippi’s public school districts, a majority of students are African American. African Americans are the majority ethnic group in the northwestern Yazoo Delta, and the southwestern and the central parts of the state. These are areas where, historically, African Americans owned land as farmers in the 19th century following the Civil War, or worked on cotton plantations and farms.
People of French Creole ancestry form the largest demographic group in Hancock County on the Gulf Coast. The African-American; Choctaw, mostly in Neshoba County; and Chinese American portions of the population are also almost entirely native born.
The Chinese first came to Mississippi as contract workers from Cuba and California in the 1870s, and they originally worked as laborers on the cotton plantations. However, most Chinese families came later between 1910 and 1930 from other states, and most operated small family-owned groceries stores in the many small towns of the Delta. In these roles, the ethnic Chinese carved out a niche in the state between black and white, where they were concentrated in the Delta. These small towns have declined since the late 20th century, and many ethnic Chinese have joined the exodus to larger cities, including Jackson. Their population in the state overall has increased in the 21st century.
In the early 1980s many Vietnamese immigrated to Mississippi and other states along the Gulf of Mexico, where they became employed in fishing-related work.
In 2000, 96.4% of Mississippi residents five years old and older spoke only English in the home, a decrease from 97.2% in 1990. English is largely Southern American English, with some South Midland speech in northern and eastern Mississippi. There is a common absence of final /r/ and the lengthening and weakening of the diphthongs /aɪ/ and /ɔɪ/ as in ‘ride’ and ‘oil’. South Midland terms in northern Mississippi include: tow sack (burlap bag), dog irons (andirons), plum peach (clingstone peach), snake doctor (dragonfly), and stone wall (rock fence).
Under French and Spanish rule beginning in the 17th century, European colonists were mostly Roman Catholics. The growth of the cotton culture after 1815 brought in tens of thousands of Anglo-American settlers each year, most of whom were Protestants from Southeastern states. Due to such migration, there was rapid growth in the number of Protestant churches, especially Methodist, Presbyterian and Baptist.
The revivals of the Great Awakening in the late 18th and early 19th centuries initially attracted the “plain folk” by reaching out to all members of society, including women and blacks. Both slaves and free blacks were welcomed into Methodist and Baptist churches. Independent black Baptist churches were established before 1800 in Virginia, Kentucky, South Carolina and Georgia, and later developed in Mississippi as well.
In the post-Civil War years, religion became more influential as the South became known as the “Bible Belt”.
Since the 1970s, fundamentalist conservative churches have grown rapidly, fueling Mississippi’s conservative political trends among whites. In 1973 the Presbyterian Church in America attracted numerous conservative congregations. As of 2010 Mississippi remained a stronghold of the denomination, which originally was brought by Scots immigrants. The state has the highest adherence rate of the PCA in 2010, with 121 congregations and 18,500 members. It is among the few states where the PCA has higher membership than the PC(USA).
According to the Association of Religion Data Archives (ARDA), in 2010 the Southern Baptist Convention had 907,384 adherents and was the largest religious denomination in the state, followed by the United Methodist Church with 204,165, and the Roman Catholic Church with 112,488. Other religions have a small presence in Mississippi; as of 2010, there were 5,012 Muslims; 4,389 Hindus; and 816 Bahá’í.
Public opinion polls have consistently ranked Mississippi as the most religious state in the United States, with 59% of Mississippians considering themselves “very religious”. The same survey also found that 11% of the population were non-Religious. In a 2009 Gallup poll, 63% of Mississippians said that they attended church weekly or almost weekly – the highest percentage of all states (U.S. average was 42%, and the lowest percentage was in Vermont at 23%). Another 2008 Gallup poll found that 85% of Mississippians considered religion an important part of their daily lives, the highest figure among all states (U.S. average 65%).
Note: Births in table don’t add up, because Hispanics are counted both by their ethnicity and by their race, giving a higher overall number.
The 2010 United States Census counted 6,286 same-sex unmarried-partner households in Mississippi, an increase of 1,512 since the 2000 United States census. 33% contained at least one child, giving Mississippi the distinction of leading the nation in the percentage of same-sex couples raising children. Mississippi has the largest percentage of African-American same-sex couples among total households. The state capital, Jackson, ranks tenth in the nation in concentration of African-American same-sex couples. The state ranks fifth in the nation in the percentage of Hispanic same-sex couples among all Hispanic households and ninth in the highest concentration of same-sex couples who are seniors. With the passing of HB 1523 in April 2016, from July it became legal in Mississippi to refuse service to same-sex couples, based on one’s religious beliefs. The bill has become the subject of controversy. A federal judge blocked the law in July, however it was challenged and a federal appeals court ruled in favor of the law in October 2017.
Zip Code Map
Mississippi neighborhoods include: Aberdeen, Amory, Anguilla, Ashland, Bailey, Batesville, Bay Saint Louis, Bay Springs, Belden, Belen, Belzoni, Benoit, Benton, Bentonia, Biloxi, Blue Mountain, Blue Springs, Bolton, Booneville, Brandon, Braxton, Brooklyn, Byhalia, Byram, Caledonia, Camden, Canton, Carriere, Carthage, Cascilla, Charleston, Chatham, Choctaw, Chunky, Clarksdale, Clinton, Coahoma, Coldwater, Collinsville, Columbia, Columbus, Como, Corinth, Courtland, Crawford, Crenshaw, Crowder, Cruger, Crystal Springs, Daleville, Darling, De Kalb, Diamondhead, Diberville, Drew, Duck Hill, Dumas, Dundee, Ecru, Edwards, Ellisville, Enid, Enterprise, Etta, Falcon, Falkner, Flora, Florence, Flowood, Forest, French Camp, Fulton, Gattman, Gautier, Georgetown, Glen Allan, Golden, Greenville, Greenwood, Greenwood Springs, Grenada, Gulfport, Hamilton, Harrisville, Hattiesburg, Hazlehurst, Heidelberg, Hermanville, Hickory Flat, Hollandale, Holly Bluff, Holly Springs, Houlka, Houston, Isola, Itta Bena, Jackson, Jayess, Kilmichael, Kiln, Lamar, Lambert, Lauderdale, Laurel, Leakesville, Learned, Leland, Lena, Lexington, Long Beach, Lorman, Louin, Louise, Lucedale, Lumberton, Lyon, Madison, Magee, Mantachie, Marion, Marks, Mc Henry, Mc Lain, Mendenhall, Meridian, Michigan City, Minter City, Monticello, Moorhead, Morgan City, Morton, Moss Point, Natchez, Neely, Nettleton, Newhebron, Oak Vale, Ocean Springs, Okolona, Olive Branch, Pachuta, Pascagoula, Pass Christian, Pattison, Paulding, Pearl, Pearlington, Pelahatchie, Perkinston, Petal, Philadelphia, Philipp, Picayune, Pickens, Pinola, Pontotoc, Pope, Poplarville, Port Gibson, Potts Camp, Prairie, Preston, Purvis, Raleigh, Randolph, Raymond, Red Banks, Redwood, Richland, Richton, Ridgeland, Ripley, Robinsonville, Rolling Fork, Rose Hill, Roxie, Ruleville, Sarah, Sardis, Satartia, Saucier, Schlater, Senatobia, Shannon, Sidon, Silver City, Silver Creek, Sledge, Smithville, Sontag, Soso, Southaven, Starkville, State Line, Steens, Stewart, Stringer, Sumrall, Terry, Thaxton, Tinsley, Tiplersville, Toomsuba, Tougaloo, Tremont, Tunica, Tupelo, Tutwiler, Union, Utica, Vaiden, Vance, Vancleave, Vaughan, Vicksburg, Vossburg, Walnut, Walnut Grove, Waterford, Water Valley, Waveland, Waynesboro, Wesson, Wiggins, Winona, Winterville, Woodland, Woodville, Yazoo City
For more information, see Mississippi wiki